If you’ve ever experimented with to reach a challenging intention, you know what a variation it helps make to have another person help you along the way.  A person like that can enable you keep accountable and concentrated, even when the heading will get difficult (mainly because you know it will).

That camaraderie is what we had in head when we launched The Penny Hoarder Neighborhood in December 2018. In the Group, associates — now additional than 11,000 sturdy! — share advice, tactics and recommendations, all aimed at serving to on their own and a person a further truly feel much less stress about income.

To mark our initial calendar year with the Group, we’ve rounded up 2019’s most commented-on discussions for you. Test them out, then indication up to turn out to be a member. Who is aware? You just may well locate the guidance you will need to make 2020 the calendar year you lastly make your dollars targets a fact.

1. Shopping for and Reselling on eBay

In a single of our most lively comment threads, community associates shared their activities with buying and reselling on eBay, such as suggestions on logistics, pricing and choosing what to sell.

2.  If Funds Were being No Object, Where by Would You Journey and Why?

Neighborhood users took some time out from exchanging realistic income-preserving and -building guidelines to speak about their aspiration vacations, many thanks to a query posed by Jon Moore, one of our volunteer moderators. 

3. Must You Donate Aspect of a Bonus to Charity or Church?

Team author Grace Schweizer posed a problem in the neighborhood that acquired a ton of users conversing: “You just acquired a $5,000 bonus at work. Your sizeable other states you should really give at the very least $500 to your church or a charity. Go or no-go?” The consensus? You will have to read the dialogue to find out.

4. Should really You Lend Cash to a Family Member Who Needs to Begin a Business? 

One more community member posed this dilemma, which touched on a subject matter numerous of our customers have sturdy opinions about. What do you think?  

5. What is the Least expensive Way to Get Around If You Do not Have a Car?

Cars and trucks can be highly-priced, but sometimes you just really do not have an substitute. In this dialogue, neighborhood associates shared their strategies and procedures (and a several heartwarming stories!) for receiving all-around when you don’t have a car or truck at your disposal. 

6. Can Ingesting Coffee Have an affect on Your Finances?

Jon, our volunteer moderator, posed this concern following he was impressed by a journey to a espresso shop to do some work. He introduced his personal coffee from house in its place of spending $5 on a cup from the store, which sparked a energetic discussion about the frugal pleasures of generating your personal espresso and tea.

7. Are You an Amazon Shopper?

A fun aspect of being a local community member is possessing the chance to support our staff writers and editors with their tales. In this dialogue, a staff members author wished to know how several of our community customers use Amazon. The ensuing comments showed just how quite a few men and women have sturdy opinions about the world’s biggest online retailer.

8. Supplying to Charity

Charitable giving is not some thing that often will come up when speaking about how to make and preserve additional revenue, but volunteer moderator Jon asked some fantastic concerns that obtained people today conversing about their very own activities with providing to charities, which includes how they choose what corporations to give to and how a great deal to give.

9. Any one Pursuing a F.I.R.E. Technique?

As the neighborhood member claims, F.I.R.E. has been on hearth recently, with loads of news protection about the Financial Independence Retire Early motion. Just one member preferred to know if everyone in the neighborhood was really pursuing a F.I.R.E. tactic, and they were being rewarded with some considerate responses.

10. How to Make Cash By Inquiring Questions on Quora

You might know Quora as a website where genuine persons ask questions and have them answered by other precise people today, but did you know you can make money by asking these questions? We did not! At the very least, not right until a single of our volunteer moderators started out a dialogue thread describing how he would make revenue by inquiring inquiries on Quora.

Caitlin Constantine is the deputy managing editor of The Penny Hoarder.